Medicare 101: How to Choose the Right Plan

Choosing the right Medicare plan can feel overwhelming—but it doesn’t have to be. At The Running Shius Agency, we guide you through your options with clear, personalized advice so you can make confident decisions about your health coverage.

Understanding the Basics of Medicare
Medicare has several parts, each covering different services:
⦁ Part A: Hospital coverage
⦁ Part B: Medical coverage (doctor visits, outpatient services)
⦁ Part C (Medicare Advantage): Combines Parts A & B, often with extra benefits like dental or vision
⦁ Part D: Prescription drug coverage
Knowing what each part covers is the first step to finding a plan that fits your needs.

Steps to Choose the Right Medicare Plan
⦁ Assess Your Health Needs
Consider your current medications, doctor visits, and upcoming medical procedures. Your pharmacist-led perspective helps you understand which plans will truly meet your needs.
⦁ Compare Costs
Look beyond monthly premiums. Consider deductibles, copayments, and prescription coverage to understand your total potential expenses.
⦁ Check Provider Networks
Make sure your preferred doctors, hospitals, and pharmacies are included in the plan’s network.
⦁ Review Extra Benefits
Some Medicare Advantage plans offer dental, vision, or wellness programs. Decide which benefits are important to you.
⦁ Seek Expert Guidance
Navigating Medicare rules can be complicated. Our team provides clear, unbiased advice to help you choose coverage with confidence.

Why a Pharmacist-Led Approach Matters
As pharmacists, we bring a unique perspective to Medicare planning. We understand medications, healthcare needs, and how coverage affects your overall wellness. This allows us to recommend plans that truly support your health—not just your budget.

Next Steps
Your Medicare choice impacts your health and financial security. Don’t navigate it alone. Contact The Running Shius Agency today for personalized guidance. We’ll help you compare options, understand benefits, and select a plan that fits your life.
Call us at 803-833-0088 or email victoria@runningshiusagency.com