Our services
We’re pharmacists and licensed insurance agents serving South Carolina and North Carolina. Whatever stage you’re in, there’s a right place to start. Pick the one that sounds like you, or let us point the way. No pressure, and our help costs you nothing.
Why us
Before we ever sold a policy, we spent 20 years behind a pharmacy counter. That means when you tell us what medications you take, we already know what they cost, which tier they sit on, and which plans handle them better.
Most of what we do is help people in South Carolina and North Carolina understand what they’re actually paying for, and whether there’s a better fit. No pressure, and our help costs you nothing.
What we do
Medicare, health, life and everything in between. One licensed agent who knows your whole picture, not five companies who each know one piece of it.
Turning 65, still working past 65, or already on Medicare and unsure you're on the right plan? We walk through Advantage, Medigap, and Part D honestly, including where a plan is a good fit and where it isn't. .
Learn about MedicareAlso called Obamacare or the Marketplace. If you're under 65 and buying your own coverage, we'll help you understand subsidies, enrollment, and who qualifies.
Learn about ACA / MarketplaceFor people on neither Medicare nor the Marketplace, self-employed, between jobs, or covering a gap. We'll find coverage that fits the situation.
Learn about Individual & FamilyTerm, whole, and universal life. Straightforward guidance on protecting the people who depend on you, without the hard sell.
Learn about Life InsuranceA smaller policy to cover funeral costs, medical bills, or final debts, so those things never land on your family. Simple to set up and built for peace of mind.
Learn about Final ExpenseCoverage for the everyday things Medicare and many health plans leave out. Simple standalone options for teeth and eyes, for individuals and families.
Learn about Dental & VisionHow it works
A quick chat about your situation, your doctors, and what matters to you. No commitment.
We compare your options honestly and explain them in plain English, including when your current plan is already a good fit.
You choose what's right for you. If nothing needs to change, we'll tell you that too.
That’s the most common place to start, and it’s exactly what a free review is for. We’ll listen first, then point you in the right direction. No cost, no pressure.
Or call us on (803) 415-7794
Trusted partners
We’re contracted with a range of national and regional carriers, so we can compare across them and find the fit that’s right for you, not just push one company.
Local to the Carolinas, including Rock Hill, Fort Mill, Indian Land, Lancaster, and the greater Charlotte area, with Wade and Victoria licensed across both states.
Twenty years behind the counter means we already know what your medications cost and how plans handle them.
Local to the Carolinas, not a national call centre.
You don't pay us, the carriers do. Same plan, same price, with someone in your corner.
Some plans are a great fit and some aren't. We'll tell you which is which.
Questions
Not at all. Sometimes the plan you already have is the right one, and we'll tell you that. A review is just a way to make sure you're not overpaying or missing something.
We're licensed in South Carolina and North Carolina and work with people across both states, including the Rock Hill, Fort Mill, Indian Land, and greater Charlotte area.
Medicare, ACA and Marketplace plans, individual and family health, life insurance, final expense, and dental and vision.
Any time, but especially before enrollment periods each fall. It's worth checking once a year, since plans and your needs can both change.
