You work for yourself.
You need individual health coverage and don't have an employer plan to rely on.
ACA / Marketplace Insurance
ACA Marketplace insurance, often called Obamacare, can give individuals and families another way to get health coverage. We’ll help you compare your options, understand available financial help, and enroll with confidence.
Who It’s For
If you don’t get health insurance through work, you may have another option.
You need individual health coverage and don't have an employer plan to rely on.
Your employer coverage ended and you need a new plan.
You're looking for health insurance for yourself or your family.
You want to know whether you may qualify for financial help before choosing a plan.
Let’s Simplify It
They’re closely connected.
The Affordable Care Act, or ACA, created the Marketplace where individuals and families can shop for health insurance plans. “Obamacare” is the common name many people use for ACA coverage.
The important part isn’t which name you use. It’s understanding which plans are available to you, what they cost, which doctors and medications they cover, and whether you qualify for financial help.
The Affordable Care Act created rules and protections for health insurance coverage and established the Marketplace for people shopping for individual and family plans.
The Marketplace is where eligible individuals and families can compare health insurance plans available to them.
Plans can differ in premiums, deductibles, provider networks, prescription coverage and other benefits, so comparing the details matters.
Depending on your household and income circumstances, financial assistance may be available to reduce what you pay for Marketplace coverage.
Financial Help
Depending on your household and income, you may qualify for financial assistance that can reduce what you pay for Marketplace health insurance.
We can help you understand whether financial assistance may be available and how it affects the plans you are comparing.
Don't choose a plan based on premium alone.
Financial help may reduce what you pay each month.
Eligibility can depend on household and income information.
The lowest premium is not automatically the best plan.
Simple Process
Getting health insurance doesn’t have to feel complicated.
We learn about your household, doctors, medications, budget, and what matters most to you.
We look at available plans and explain the important differences in plain English.
You decide what makes sense for you. We help you through the enrollment process.
Special Enrollment Period
Certain life events can create a Special Enrollment Period, which may allow you to enroll outside the normal Marketplace Open Enrollment period.
Eligibility depends on the specific qualifying event and timing, so we’ll help you understand what applies to your situation.
Why Running Shius
You don’t have to figure out every insurance term or plan detail on your own. We help you understand what matters before you choose.
Compare More Than Price
Here’s what we look at with you.
What you pay each month.
What you could actually pay when you need care.
Whether the providers you use are included.
Whether your medications are covered and how much they may cost.
What additional coverage or features matter to you.
Common questions
ACA Marketplace insurance is health coverage available through the Marketplace created under the Affordable Care Act. It gives eligible individuals and families another way to get coverage outside an employer plan.
Yes, in common usage, Obamacare is the name many people use for ACA coverage obtained through the Marketplace. The terms are closely connected rather than separate products.
Yes, Marketplace coverage can be an option for people who do not have health insurance through an employer. Your available options depend on your situation and eligibility.
You may qualify for financial assistance depending on your household and income circumstances. We can help you understand how available financial help may affect your options.
Sometimes. A Special Enrollment Period may be available after certain qualifying life events. Eligibility depends on the event and timing.
It depends on the plan. Provider networks vary, so your doctors and hospitals should be checked before choosing coverage.
Free Review
Tell us what you need, what matters to you, and what you’re trying to avoid. We’ll help you understand your options without the jargon or pressure.
Or call us on (803) 415-7794